Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content What Is a 1035 Exchange? 1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability. Bull & Bear Markets: A Timeline This helpful infographic will define bull and bear markets, as well as give a historical overview. It May Be Time for a Financial Checkup It’s never a bad time to speak with your financial professional about changes in your situation.